Eligibility

Current Underwriter (2020) - Desjardins Financial Security
Policy Number: 140834

Subject to eligibility guidelines, all NLTA members and employees residing in Canada are eligible to participate in this plan. Spouses and eligible dependent children residing in Canada may also be insured.

If a member is initially insured for single coverage only, and later acquires a dependent, their dependent will be enrolled in the Plan without penalty, providing the Plan Administrator, Johnson Inc., is notified within 31 days of the date of eligibility for family coverage.

Coverage may continue for the surviving spouse and eligible dependent children after the death of the insured member, provided the spouse and children were insured at the time of the member’s death. Arrangement must be made to continue to pay the required premium, and dependents continue to satisfy the eligibility requirements.

If a member is covered under a spousal dental plan, the member may choose to opt out of the NLTA Dental plan. Subsequent to opting out, should a member wish to rejoin the plan, application will be required. However, if coverage under the spouse’s plan should terminate, the member must notify the Plan Administrator, Johnson Inc., within 31 days to resume coverage without penalty. If the member notifies the Plan Administrator, Johnson Inc., after the 31 day period, application is required and coverage will commence on the date the application is received by the Plan Administrator, Johnson Inc., and the amount payable will be limited to $125 for each Insured Person during the first 12 months the insurance is in force.

Any NLTA member/employee may choose to remove him/herself from this plan by contacting the Plan Administrator, Johnson Inc., to complete an Opting Out Form. Subsequent to opting out or allowing coverage to lapse or terminate, should a member wish to rejoin the plan, application will be required. Coverage will commence on the date the application is received by the Administrators, and the amount payable will be limited to $125 for each Insured Person during the first 12 months the coverage is in force.