General Information
Ownership and Control
The NLTA Group Insurance Plan is owned by the Newfoundland and Labrador Teachers’ Association and operated through a seven person Board of Teacher Managers, appointed by and answerable to the Provincial Executive of the Association. Under the terms of the Deed of Trust, the Managers are given the mandate and responsibility for overseeing the operation of all aspects of the Group Insurance Plan. The Trust document stipulates that the Managers shall consist of seven members of the Association, appointed by the Executive, and that the Provincial Executive shall designate one of those members as the Chairperson. The Managers are essentially a Board of Directors appointed by Executive to manage the Group Insurance Plan.
Administration and Consultation
In 1964 Johnson Inc. was hired as Plan Administrator and Consultant when the plan was initiated and the company continues in that role to present day. Johnson Inc. possesses the insurance expertise and technical systems that provides services to NLTA in areas of consultation, administration, payment of claims and collection/disbursement of premiums. The Managers authorize Johnson Inc. to accept bids from insurance underwriters and enter into approved contracts with underwriters after the options in the Plan are placed on the market. All final contractual decisions are made by your NLTA Group Insurance Managers.
Contact Information
Important Addresses and Telephone Numbers:
Newfoundland and Labrador Teachers’ Association
3 Kenmount Road
St . John’s, NL A1B 1W1
Tel: 726-3223 (Local); 1-800-563-3599 (Toll Free)
Fax: 726-4302 (Local); 1-877-711-NLTA (6582) (Toll Free)
Website: www.nlta.nl.ca
E-mail: mail@nlta.nl.ca
Johnson Inc. – Group Plan Benefits
P .O . Box 12049
10 Factory Lane
St . John’s, NL A1B 1R7
Group Plan Benefit Enquiries: 709-737-1528 (Local); 1-800-563-1528 (Toll Free)
Claims Enquiries: 709-737-1640 (Local); 1-800-563-1727 (Toll Free)
Fax: 709-737-1021
Website: www.johnson.ca
Home and Auto Insurance
For further information, please contact belairdirect (formerly Johnson Inc.) at 1-800-563-4492.
Current Underwriters
A1 – Basic Life
Underwritten by Manulife Financial
Policy 5639
A2 – Member Voluntary Life
Underwritten by Manulife Financial
Policy 70671
A3 – Basic Accidental Death & Dismemberment
Underwritten by SSQ Insurance Company Inc.
Policy 1FX45
A4 – Voluntary Accidental Death & Dismemberment
Underwritten by SSQ Insurance Company Inc.
Policy 1FX50
A5 – Spousal Voluntary Life Insurance
Underwritten by Manulife Financial
Policy 70671
B – Health
Underwritten by Manulife Financial
Policy 5639
B2 – Dental
Underwritten by Manulife Financial
Policy 5639
C – Long Term Disability
Underwritten by Manulife Financial
Policy GH36349
CI – Basic Critical Illness
Underwritten by SSQ Insurance
Policy 1T915
CV – Voluntary Critical Illness Member
Underwritten by SSQ Insurance
Policy 1T920
CS – Voluntary Critical Illness Spouse
Underwritten by SSQ Insurance
Policy 1T920
CC – Voluntary Critical Illness Child
Underwritten by SSQ Insurance
Policy 1T920
T – MEDOC Travel Insurance
Underwritten by Royal & Sun Alliance
MEDOC
D – Automobile
Underwritten by Unifund Assurance
As per individual policy
E – Home
Underwritten by Unifund Assurance
As per individual policy